Group Health Care Information

EMPLOYER REPORTING REQUIREMENTS:

On March 10, 2014, the U.S. Department of the Treasury and IRS published final rules to implement the information reporting provisions for insurers and certain employers under the Affordable Care Act (ACA) that take effect in 2015. Employers who provide Minimum Essential Coverage (MEC) during a calendar year are required to report to the IRS certain information about individuals covered by MEC and also to provide a statement to those individuals. This reporting obligation is effective for coverage provided in 2015, with reports due in 2016.

For additional reporting information, please click here to review detailed information that was provided courtesy of UnitedHealthcare.

For information related to reporting health coverage in 2014, please click here.

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HEALTH INSURANCE CONTINUATION RIGHTS:

There are several options available to employees based on various situations.  We have provided links below that enable you to view documents provided by the Illinois Department of Insurance.

Illinois State Continuation (mini COBRA) for groups with less than 20 employees.

COBRA for groups with 20 or more employees.

Dependent Children Continuation.

Illinois Spousal Continuation.

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QUALIFYING EVENTS 2015

Please click here for an updated list of qualifying events that will allow for the purchase of coverage outside of the Open Enrollment Period.